THE COUNT
  • India’s well being ministry has confirmed 548,318 Covid-19 circumstances (210,120 lively circumstances) and 16,475 fatalities. 19,459 recent circumstances had been recorded on Monday. The Occasions of India, based mostly on state figures, reported 19,741 recent circumstances, with complete circumstances at 549,106.
  • Fatalities the world over are 501,940 (over 10.14 million infections).

The numbers are as of Monday, 12:30 pm IST. Take a look at the newest information here

TODAY’S TAKE
Now Covid-19 is altering medical health insurance too
Now Covid-19 is changing health insurance too
  • Cowl at house: Most medical health insurance insurance policies require {that a} affected person be admitted to a hospital for a minimum of 24 hours for the insurer to cowl the invoice. Nonetheless, since many Covid-19 sufferers with delicate signs are being inspired to remain house, the requirement for hospitalisation is set to go. A minimum of one common insurance coverage firm rolled out house healthcare advantages not too long ago, permitting prospects to get handled at their residence for any illnesses. Some insurers have began overlaying house healthcare on a case-to-case foundation. Extra are more likely to comply with go well with. Healthcare specialists see this as a game-changer that won’t solely immediate extra individuals to go for these companies but additionally scale back the burden on hospitals.
  • Customary covers: After the insurance coverage regulator, the Insurance coverage Regulatory and Improvement Authority (Irdai), observed that the Covid-19 claims, at round 8,500, paid out by insurance coverage firms had been disproportionately decrease than the variety of Covid circumstances within the nation, it got here up with two standardised policies which all non-life and medical health insurance firms have been advised to mandatorily provide from July 10.
  • Emergency covers: Earlier than the pandemic, life insurance coverage firms had been allowed to promote solely long-term insurance policies, however the regulator has now directed life and non-life insurers to introduce short-term Covid-19 health covers for a interval of three to 11 months. This was completed to make such insurance policies extra reasonably priced for individuals who do not need any medical health insurance cowl or can’t afford it. Whereas a few of these adjustments could also be particular to the Covid-19 pandemic, the insurance coverage trade’s expertise with these adjustments will decide in the event that they turn out to be the brand new regular too.
TELL ME ONE THING
Apple, Google roll out publicity notification know-how
Apple, Google roll out exposure notification technology
  • The publicity notification know-how collectively developed by Google and Apple has begun rolling out in India via updates on their smartphone working programs — iOS and Android. Public well being authorities in India might now use the API to construct a contact tracing app that’s built-in deeply with the cellular working system, thus avoiding technical glitches similar to lack of monitoring when the app is within the background. The know-how additionally put better emphasis on privateness — there is no such thing as a a central database of customers; consumer consent is important; their identification is masked utilizing encrypted keys; they’ll solely be notified if they’ve are available in proximity to an contaminated particular person however not who and from the place; and it doesn’t use GPS location sign, which is extra intrusive. Word: It’s an API to assist construct an app and never an app in itself.
  • Nonetheless, so far, no state or central authorities has proven any curiosity in utilizing the API. The Aarogya Setu app by the central authorities doesn’t depend on the stated API, and can proceed to operate by itself, so will contact tracing apps developed by different state governments. The privateness protocols of the publicity notification know-how by Apple and Google are extra stringent than most of those apps, and it stays to be seen if authorities are keen to commerce the lack of management for a extra steady (and privacy-focussed) know-how.
  • However there’s a precedent. The UK this month stated it should ditch its contact tracing app developed by the Nationwide Well being Service in favour of the decentralised know-how by Apple and Google. The NHS contact-tracing app was buffeted with technical glitches, together with failure to detect Bluetooth alerts and thus contacts, and complaints by privateness advocates. Norway, too, is more likely to abandon its contact-tracing app after its information safety authority stated it represented a disproportionate intrusion into customers’ privateness. India, although, has but to enact an information safety legislation.
THE GOOD NEWS
Rail journey will get ‘brisker’ and extra safer
Rail travel gets ‘fresher’ and more safer
  • Rail journey is all set to get a lot safer from Covid-19 with the air conditioned coaches having a better amount of recent air being pumped into them, very like what occurs in hospital operation theatres (OT). Research have confirmed that air-con programs speed up the unfold of viral infections, particularly the novel coronavirus since most air-con programs recycle the identical air with only a few air adjustments.
  • The preliminary ‘experiment’, which has already commenced on the 15 pairs of trains that run on the Rajdhani routes, will quickly be replicated on trains on different routes. It entails changing the air consumption within the Roof Mounted AC Package deal Unit (RMPU) system of Indian Railways AC coaches 16 to 18 instances per hour — much like what occurs in OTs. Present air move programs within the RMPU are designed to vary the air 6 to eight instances per hour, leading to 80% of the air being recirculated air with solely 20% recent air. OTs use 100% recent air as probabilities of an infection are extraordinarily excessive.
  • Alongside, the temperature settings for the air-con will probably be elevated by 2 levels Celsius, from 23 levels Celsius to 25 levels Celsius since passengers are now not supplied any linen or blankets. Nonetheless, all these adjustments will essentially enhance the power consumption — for one, recirculated air cools quicker and better the recent air consumption, better the time taken to chill it. The railways expects a rise of 10-15% in its power consumption — which might probably result in a rise in fares as nicely.
THE NEW NORMAL
For those who’re planning to eat out…
If you’re planning to eat out...
  • With stay-at-home restrictions step by step being lifted throughout the nation, many Indians are tempted to toss the takeout or house cooking in favour of returning to restaurant eating. However with the virus nonetheless spreading, many stay cautious about consuming out. The excellent news is that there are nonetheless methods to maintain your self as secure as potential whereas having fun with a meal in a restaurant. Just a few useful suggestions:
  • First, do test when you reside in a spot the place infections are at the moment surging or are comparatively steady. Once you do determine it is fit for human consumption out, attempt to make sure the restaurant you selected is taking the suitable precautions — masking amongst workers, sanitation stations all through the restaurant for each workers and friends, and distancing.
  • Although you’re more likely to be ready by carrying your individual face overlaying, select to eat outside when potential. Mom nature’s air dealing with is a lot better than indoor air dealing with. And when out in recent air it is nearly sure that transmission is much less probably.
  • Additionally, keep area between your self and different restaurant friends, and keep away from shouting, hugging or touching anybody else. You clearly cannot put on a masks whereas consuming, however it’s essential to be sure that all of the touchable objects on the desk and on the restaurant are often cleaned.
  • Keep in mind, practising hand hygiene earlier than you eat and after the toilet are essential steps to maintain your self secure from the virus. Along with lowering the potential for floor contamination, it is usually good to take care of distance whereas eating, particularly in the course of the time your masks is off. Lastly, it’s impossible that you simply’ll be contracting the virus out of your meals — the US Meals and Drug Administration says that there is no such thing as a foodborne transmission of this virus.
TIME TO CALL
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Written by: Rakesh Rai, Judhajit Basu, Sumil Sudhakaran, Tejeesh N.S. Behl
Analysis: Rajesh Sharma